Terms of Service

Please read these terms carefully before using Salepager.

Last updated: June 16, 2025

1. Acceptance of Terms

These Terms of Service constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and Salepager LLC ("Company", "we", "us", or "our"), concerning your access to and use of the Salepager platform and website (collectively, the "Service"). You agree that by accessing the Service, you have read, understood, and agree to be bound by all of these Terms of Service. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS OF SERVICE, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICE AND YOU MUST DISCONTINUE USE IMMEDIATELY.

Supplemental terms and conditions or documents that may be posted on the Service from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms of Service at any time. We will alert you about any changes by updating the "Last updated" date of these Terms of Service, and you waive any right to receive specific notice of each such change. Your continued use of the Service after the date such revised Terms are posted constitutes your acceptance of the changes.

The Service is intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Service. The Service is not tailored to comply with industry-specific regulations such as HIPAA or FISMA. You may not use the Service in a way that would violate the Gramm-Leach-Bliley Act (GLBA).

2. Description of Service

Salepager provides an invoicing and payment management platform designed for small businesses that accept payments via Zelle. Our Service includes:

  • Invoice creation and delivery with Zelle payment instructions
  • Automatic payment matching that links incoming Zelle transfers to the correct client and invoice
  • Split payment handling for invoices that exceed Zelle daily transfer limits
  • Receipt generation and delivery upon payment confirmation
  • Booking payment integration for appointment-based businesses
  • Bank account connectivity via Plaid for transaction monitoring

Salepager is not a bank, money transmitter, or payment processor. We do not hold, transfer, or process funds. All payments are made directly between parties through their respective banking institutions via the Zelle network.

3. User Representations

By using the Service, you represent and warrant that: (1) you have the legal capacity and agree to comply with these Terms of Service; (2) you are not a minor in the jurisdiction in which you reside; (3) you will not access the Service through automated or non-human means, whether through a bot, script, or otherwise; (4) you will not use the Service for any illegal or unauthorized purpose; and (5) your use of the Service will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Service (or any portion thereof).

4. Account Registration

To use the Service, you must create an account and provide accurate, complete, and current information. You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized use of your account
  • Ensuring that your account information remains accurate and up to date

We reserve the right to suspend or terminate accounts that contain inaccurate information or that we reasonably believe are being used in violation of these Terms. If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party.

5. Fees and Payment

Salepager charges a usage-based fee based on transaction volume processed through the platform. Current rates are published on our website and may be updated with 30 days' advance notice. There are no monthly subscriptions, setup fees, or hidden charges.

  • Free trial: Your first 3 transactions are free of charge
  • Billing: Fees are calculated based on the total invoice amounts that are marked as paid or auto-matched within each billing period
  • Payment method: Fees are billed to the payment method on file for your account
  • No refunds: All fees are non-refundable once charged, except as required by applicable law
  • Pricing changes: We may change our fee rates at any time with 30 days' advance notice. All payments shall be in U.S. dollars

You agree to provide current, complete, and accurate payment information for all purchases. You authorize us to charge your chosen payment provider for any amounts owed. We reserve the right to correct any errors or mistakes in pricing, even if we have already requested or received payment, and to refuse any order placed through the Service.

6. Cancellation Policy

All purchases and fees are non-refundable. Please review our Refund Policy for full details. You may cancel your account at any time by contacting us using the contact information provided below. Your cancellation will take effect at the end of the current paid billing period, and you will retain access to the Service through that date.

Upon cancellation:

  • No further fees will be charged after the current billing period ends
  • Any outstanding fees accrued prior to cancellation remain due and payable
  • We do not provide prorated refunds for partial billing periods
  • Your account data may be retained for a reasonable period following cancellation, subject to our Privacy Policy and applicable law

We reserve the right to terminate or suspend your access to the Service at any time for violation of these Terms, without refund of any fees paid.

7. Bank Account Integration

Salepager uses Plaid, Inc. ("Plaid") to connect your bank account to our Service. By linking your bank account, you:

  • Authorize Salepager and Plaid to access your bank account information for the purpose of providing the Service
  • Acknowledge that your use of Plaid is subject to Plaid's Terms of Service and Privacy Policy
  • Understand that Salepager accesses transaction data in read-only mode and cannot initiate, modify, or reverse any transactions on your behalf

We support over 10,000 US banks and credit unions through our Plaid integration. Bank connectivity and data availability are subject to your financial institution's policies and Plaid's service availability.

8. User Responsibilities

As a user of Salepager, you agree to:

  • Use the Service only for lawful business purposes
  • Provide accurate information on all invoices you create
  • Comply with all applicable laws and regulations, including tax reporting obligations
  • Maintain appropriate records of your transactions for your own accounting and tax purposes
  • Not use the Service to facilitate fraudulent, deceptive, or illegal transactions
  • Promptly report any errors or discrepancies in payment matching or invoice records

9. Prohibited Activities

You may not access or use the Service for any purpose other than that for which we make the Service available. As a user of the Service, you agree not to:

  • Engage in money laundering, terrorist financing, or any other financial crime
  • Process payments for illegal goods or services
  • Create fraudulent invoices or misrepresent the nature of transactions
  • Systematically retrieve data or other content from the Service to create or compile a collection, database, or directory without written permission from us
  • Trick, defraud, or mislead us or other users, especially in any attempt to learn sensitive account information such as passwords
  • Circumvent, disable, or otherwise interfere with security-related features of the Service
  • Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Service
  • Use any information obtained from the Service to harass, abuse, or harm another person
  • Make improper use of our support services or submit false reports of abuse or misconduct
  • Upload or transmit viruses, Trojan horses, or other malicious material that interferes with any party's use and enjoyment of the Service
  • Engage in any automated use of the system, such as using scripts, bots, scrapers, or data mining tools to access the Service without our written permission
  • Attempt to impersonate another user or person, or use the username of another user
  • Interfere with, disrupt, or create an undue burden on the Service or the networks or services connected to the Service
  • Attempt to bypass any measures of the Service designed to prevent or restrict access
  • Except as permitted by applicable law, decipher, decompile, disassemble, or reverse engineer any of the software comprising or making up a part of the Service
  • Use the Service as part of any effort to compete with us or for any revenue-generating endeavor not expressly authorized by us
  • Violate any applicable local, state, national, or international law or regulation

10. User Generated Contributions

The Service may provide you with the opportunity to create, submit, post, or transmit content and materials, including but not limited to invoice data, business information, client details, comments, or feedback (collectively, "Contributions"). When you create or make available any Contributions, you represent and warrant that:

  • Your Contributions do not infringe the proprietary rights of any third party, including copyright, patent, trademark, or trade secret rights
  • You are the creator and owner of, or have the necessary licenses and permissions to use, your Contributions
  • Your Contributions are not false, inaccurate, or misleading
  • Your Contributions are not unsolicited advertising, spam, or other forms of solicitation
  • Your Contributions do not violate any applicable law, regulation, or rule
  • Your Contributions do not violate the privacy or publicity rights of any third party

Any use of the Service in violation of the foregoing violates these Terms and may result in termination or suspension of your rights to use the Service.

11. Contribution License

By posting your Contributions to any part of the Service, you automatically grant, and you represent and warrant that you have the right to grant, to us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right and license to host, use, copy, reproduce, store, and process such Contributions for the purpose of providing and improving the Service.

We do not assert any ownership over your Contributions. You retain full ownership of all of your Contributions and any intellectual property rights associated with them. We are not liable for any statements or representations in your Contributions. You are solely responsible for your Contributions and expressly agree to exonerate us from any and all responsibility regarding your Contributions.

We have the right, in our sole and absolute discretion, to edit, redact, or otherwise change any Contributions, or to remove any Contributions at any time and for any reason, without notice. We have no obligation to monitor your Contributions.

12. Submissions

You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information regarding the Service ("Submissions") provided by you to us are non-confidential and shall become our sole property. We shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Submissions for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you.

You hereby waive all moral rights to any such Submissions, and you warrant that any such Submissions are original with you or that you have the right to submit such Submissions. You agree there shall be no recourse against us for any alleged or actual infringement or misappropriation of any proprietary right in your Submissions.

13. Site Management

We reserve the right, but not the obligation, to: (1) monitor the Service for violations of these Terms; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Terms, including reporting such user to law enforcement authorities; (3) in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable any of your Contributions or any portion thereof; (4) in our sole discretion and without limitation, notice, or liability, remove from the Service or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems; and (5) otherwise manage the Service in a manner designed to protect our rights and property and to facilitate the proper functioning of the Service.

14. Intellectual Property

The Service, including its original content, features, and functionality, is owned by Salepager LLC and is protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws. All source code, databases, functionality, software, website designs, text, and graphics on the Service (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us.

The Content and Marks are provided on the Service "AS IS" for your information and personal use only. Except as expressly provided in these Terms, no part of the Service and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

You retain ownership of all content you create through the Service (such as invoice data and client information). By using the Service, you grant Salepager a limited license to use, store, and process your content solely for the purpose of providing and improving the Service.

15. Privacy and Data

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to the collection and use of information as described therein. The Service is hosted in the United States. If you access the Service from any other region of the world, through your continued use of the Service, you are transferring your data to the United States and agree to have your data processed here.

Key data practices include:

  • We use industry-standard encryption (TLS/SSL) to protect data in transit
  • Bank credentials are handled exclusively by Plaid and are never stored on Salepager servers
  • We do not sell your personal information or transaction data to third parties
  • We retain your data only as long as necessary to provide the Service or as required by law

16. User Data

We will maintain certain data that you transmit to the Service for the purpose of managing the performance of the Service, as well as data relating to your use of the Service. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Service.

You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data.

17. Modifications and Interruptions

We reserve the right to change, modify, or remove the contents of the Service at any time or for any reason at our sole discretion without notice. We have no obligation to update any information on our Service. We also reserve the right to modify or discontinue all or part of the Service without notice at any time. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Service.

We cannot guarantee the Service will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Service, resulting in interruptions, delays, or errors. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Service during any downtime or discontinuance of the Service. Nothing in these Terms will be construed to obligate us to maintain and support the Service or to supply any corrections, updates, or releases in connection therewith.

18. Corrections

There may be information on the Service that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Service at any time, without prior notice.

19. Disclaimers

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES IN CONNECTION WITH THE SERVICE AND YOUR USE THEREOF.

We make no warranties or representations about the accuracy or completeness of the Service's content and will assume no liability or responsibility for any: (1) errors, mistakes, or inaccuracies of content; (2) personal injury or property damage resulting from your access to and use of the Service; (3) unauthorized access to or use of our secure servers and any personal or financial information stored therein; (4) interruption or cessation of transmission to or from the Service; (5) bugs, viruses, or Trojan horses transmitted through the Service by any third party; or (6) errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted or transmitted via the Service.

Salepager does not warrant that payment matching will be 100% accurate in all cases. Salepager is not affiliated with, endorsed by, or sponsored by Zelle, Early Warning Services, LLC, or any banking institution. Zelle is a registered trademark of Early Warning Services, LLC.

20. Limitation of Liability

IN NO EVENT WILL SALEPAGER LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Notwithstanding anything to the contrary contained herein, our liability to you for any cause whatsoever and regardless of the form of the action will at all times be limited to the lesser of: (a) the amount paid, if any, by you to us during the six (6) month period prior to any cause of action arising, or (b) $1,000.00 USD. Certain US state laws and international laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers or limitations may not apply to you, and you may have additional rights.

21. Indemnification

You agree to defend, indemnify, and hold harmless Salepager LLC and its officers, directors, employees, subsidiaries, affiliates, agents, partners, and successors from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of: (1) your Contributions; (2) your use of the Service; (3) breach of these Terms; (4) any breach of your representations and warranties set forth in these Terms; (5) your violation of the rights of a third party, including but not limited to intellectual property rights; or (6) any overt harmful act toward any other user of the Service.

Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding subject to this indemnification upon becoming aware of it.

22. Electronic Communications, Transactions, and Signatures

Visiting the Service, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Service, satisfy any legal requirement that such communication be in writing.

YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SERVICE. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.

23. Termination

These Terms shall remain in full force and effect while you use the Service. WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SERVICE (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE TERMS OR OF ANY APPLICABLE LAW OR REGULATION.

If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.

Upon termination:

  • Your right to use the Service will immediately cease
  • We may delete your account data after a reasonable retention period, subject to legal requirements
  • Any outstanding fees owed to Salepager will remain due and payable
  • Provisions of these Terms that by their nature should survive termination will survive, including ownership, warranty disclaimers, indemnity, and limitations of liability

24. Dispute Resolution

Informal Negotiations. To expedite resolution and control the cost of any dispute, controversy, or claim related to these Terms (each a "Dispute"), the parties agree to first attempt to negotiate any Dispute informally for at least thirty (30) days before initiating arbitration. Such informal negotiations commence upon written notice from one party to the other.

Binding Arbitration. If the parties are unable to resolve a Dispute through informal negotiations, the Dispute (except those Disputes expressly excluded below) will be finally and exclusively resolved through binding arbitration. The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association ("AAA") and, where appropriate, the AAA's Supplementary Procedures for Consumer Related Disputes. The arbitration shall take place in Delaware, United States, and shall be conducted in English. The arbitrator's award shall be final and binding, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.

Restrictions. The parties agree that any arbitration shall be limited to the Dispute between the parties individually. To the full extent permitted by law: (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (c) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.

Exceptions to Arbitration. The parties agree that the following Disputes are not subject to the above provisions concerning binding arbitration: (a) any Disputes seeking to enforce or protect, or concerning the validity of, any of the intellectual property rights of a party; (b) any Dispute related to, or arising from, allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive or other equitable relief. If this provision is found to be illegal or unenforceable, then neither party will elect to arbitrate any Dispute falling within that portion found to be illegal or unenforceable, and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above.

25. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the State of Delaware, without regard to its conflict of law provisions. Any disputes not subject to arbitration shall be resolved exclusively in the state or federal courts located in Delaware, and you consent to the personal jurisdiction of such courts.

26. California Users and Residents

If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916) 445-1254.

27. Beta Releases and Free Access

Salepager may provide you with the Service for free or on a trial basis ("Free Access") or with "alpha", "beta", or other early-stage features ("Beta Releases"), which are optional for you to use. Salepager makes no promises that future versions of Beta Releases or Free Access will be released or will be made available under the same commercial or other terms. Salepager may terminate your right to use any Free Access or Beta Releases at any time in Salepager's sole discretion, without liability.

WITH RESPECT TO BETA RELEASES, YOU ACKNOWLEDGE AND AGREE THAT BETA RELEASES MAY NOT BE COMPLETE OR FULLY FUNCTIONAL AND MAY CONTAIN BUGS, ERRORS, OMISSIONS, AND OTHER PROBLEMS FOR WHICH SALEPAGER WILL NOT BE RESPONSIBLE. ACCORDINGLY, ANY USE OF BETA RELEASES IS AT YOUR SOLE RISK.

28. Miscellaneous

These Terms and any policies or operating rules posted by us on the Service constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision. These Terms operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control.

If any provision or part of a provision of these Terms is determined to be unlawful, void, or unenforceable, that provision is deemed severable from these Terms and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment, or agency relationship created between you and us as a result of these Terms or use of the Service. You agree that these Terms will not be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Terms and the lack of signing by the parties hereto.

29. Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect by posting the updated Terms on this page and updating the "Last updated" date.

Your continued use of the Service after any changes to these Terms constitutes acceptance of those changes. If you do not agree to the new terms, you must stop using the Service.

30. Contact Information

If you have any questions about these Terms of Service, please contact us:

Salepager LLC

Website: invoice.salepager.com