Zelle doesn't offer a public API. Salepager bridges that gap by connecting to your bank account through secure OAuth 2.0 and FDX-compliant transaction feeds — detecting every Zelle payment, resolving who sent it, and reconciling it to the right invoice automatically.
Salepager handles the entire flow — from connecting your bank account to detecting the Zelle payment and marking the invoice paid.
Build a professional invoice in Salepager and send it to your client via email or shareable link. Start from a reusable Zelle invoice template with your Zelle ID and QR code already embedded, so every invoice is ready to pay the moment it's sent.
Your client opens the invoice and sends a Zelle payment from their bank app. No new accounts, no payment processors — just Zelle.
Salepager detects the Zelle deposit in your bank account via secure API and matches it to the right invoice — no manual checking.
The invoice status updates to "Paid," you get notified, and a complete payment record is logged. You never lift a finger.
Zelle is fast and widely supported — but it has no public API for businesses. Salepager works around that by reading your bank's transaction feed directly. Here is how that banking API approach solves the entire Zelle payment workflow from end to end.
Send clean, branded invoices with Zelle as the payment method. Your clients know exactly how to pay you — no confusion, no back-and-forth.
Zelle payments move directly between bank accounts — no intermediary processors, no held funds, no settlement delays. Salepager confirms the deposit the moment it arrives.
Stop checking your bank app and cross-referencing spreadsheets. Salepager detects Zelle payments and updates your invoices automatically.
No need to switch banks or sign up for new payment processors. If your bank supports Zelle, Salepager can connect and start tracking payments.
Get notified the moment a client's Zelle payment lands. No more wondering if that deposit was for Invoice #47 or #52 — Salepager tells you exactly.
Clients pay quicker when the process is simple. A clear invoice with Zelle instructions means fewer delays, fewer follow-ups, and faster cash flow.
Salepager leverages the same open banking infrastructure trusted by major fintech platforms. A single secure bank connection gives us the API access required to detect when your clients pay via Zelle and automatically update your invoices.
When you connect your bank account through Salepager, you authenticate via a secure bank connection — the same open-banking standard used by thousands of financial apps. This single connection is all Salepager needs to confirm when your clients pay your invoices via Zelle. Your login credentials never touch our servers — we receive only an encrypted access token that confirms your identity.
That connection gives Salepager access to your incoming transaction feed — including all Zelle payments — via a bank API built on the FDX standard. When a client pays your invoice via Zelle, we see it immediately: sender name, payment amount, memo text, and precise timestamps.
Our matching engine then connects that Zelle payment to the right invoice — checking the amount, sender identity, memo text, and due dates. The invoice is marked as paid automatically, you get notified, and a complete payment record is logged.
Here is a real example of what Salepager sees when a client pays your invoice via Zelle. This bank data is all we need to confirm the payment and mark your invoice as paid.
// Bank API Response — Zelle Payment { "transactionId": "fdx-txn-7e4a9b2c", "transactionType": "CREDIT", "amount": 3750.00, "currency": "USD", "postedTimestamp": "2026-02-18T09:14:22Z", "description": "Zelle payment from MARTINEZ DESIGN LLC", "category": "TRANSFER_IN", "paymentNetwork": "ZELLE", "counterparty": { "name": "Martinez Design LLC", "identityToken": "sid_martinez_4kx9" }, "memo": "Nov retainer - INV-2026-1192", "status": "POSTED" } // Salepager processes this in <2 seconds: // 1. Detects paymentNetwork: "ZELLE" // 2. Extracts counterparty identity token // 3. Parses memo for invoice reference // 4. Cross-matches amount + sender + due date // 5. Reconciles → INV-2026-1192 marked PAID
Your bank's enriched transaction data identifies Zelle payments via the paymentNetwork field. Every transaction includes the sender's name, identity token, memo text, exact amount, and posting timestamp — all machine-readable.
Your bank's counterparties data provides a persistent entity_id for each sender. Salepager uses this to build a sender profile, so even payments without memo text can be matched to the right client.
When senders include invoice references in the memo field, our engine extracts them automatically. When they don't, we fall back to amount correlation, sender history, and due-date proximity to find the right match with confidence scoring.
No. Zelle does not offer a public API for businesses to track payments, verify transactions, or reconcile invoices. Zelle is a consumer payment network operated by Early Warning Services — it moves money between bank accounts, but it does not expose transaction data to third-party applications.
Salepager fills that gap with a unified Zelle Transactions API. Connect your bank account once, and you get a single endpoint for querying every Zelle payment — incoming and outgoing — with full sender details, amounts, memo text, and timestamps. No emails from your bank, no manual CSV exports, no spreadsheets. Just a clean API that tells you who paid, how much, and which invoice it matches, in real time.
Not from Zelle directly. But Salepager provides a Zelle integration API that gives you programmatic access to every Zelle transaction flowing through your bank account — incoming and outgoing — without relying on Zelle's infrastructure at all.
Here's how it works: you connect your bank account once via a secure, token-based OAuth flow (your credentials never touch our servers). Salepager's API then surfaces a unified transaction feed — every Zelle payment, enriched with counterparty identity, amount, memo, and timestamp. You can query it directly for invoice matching, pipe it into your accounting software, or trigger real-time webhooks when payments land.
The result is a single API that handles Zelle payment detection, invoice reconciliation, and transaction history — all without Zelle ever offering an API themselves. It works with any U.S. bank that supports Zelle, and you don't need to write a line of integration code to get started.
Salepager's Zelle Transactions API gives you a single endpoint for tracking every Zelle payment — incoming and outgoing — in real time. No bank portal logins, no manual reconciliation, no coding required on your end.
Under the hood, every Zelle transaction comes back with structured fields: payment network identifier, counterparty name and identity token, amount, memo text, and a precise timestamp. Salepager's matching engine cross-references this against your open invoices — checking amount, sender identity, memo references, and due dates — and marks the right invoice as paid within seconds. For outgoing payouts, the same API tracks what you sent, to whom, and when it settled.
You don't need to write a single line of code. Send the invoice, and Salepager handles the detection, matching, and status updates. If you want programmatic access — webhooks, CSV exports, or a direct API integration with your accounting stack — it's all available from the same unified endpoint. For most businesses, the dashboard gives you everything you need on day one.
We only make money when you do — 20¢ per $100 in Zelle volume. No upfront costs, no subscription.